My Offers
Privacy Policy

This Privacy Policy applies to all information collected by International Motoring Company L.L.C (IMC) and/or its related entities, affiliates, and subsidiaries (individually and collectively, "BankDhofar S.A.O.G (BankDhofar)" under Clause 1 below. For this Policy, “we” and “our” shall refer to BankDhofar and primarily the application 'My Offers'.

1. When is information collected from you?
1.1 When you register for or use any of our services on app/websites owned and/or operated by us.
1.2 When you take part in any contest, survey or promotion conducted by us and/or our business partners.
1.3 When you register as a member of app/websites owned and/or operated by us, or hosted by us on behalf of our business partners or use services on such app/websites.

2. What is the information used for?
2.1 Information which you provide to us may be used and disclosed by us and our affiliates, business partners and contractors for the following purposes:
2.1.1 to respond to your requests and queries;
2.1.2 to provide goods and services to you;
2.1.3 to verify and process your personal particulars;
2.1.4 to communicate with you;
2.1.5 to enforce contractual and legal rights and obligations;
2.1.6 for marketing research, user profile and statistical analysis;
2.1.7 to send you information, promotions, updates, and marketing and advertising materials in relation to our goods and services and those of third party organisations;
2.1.8 complying with law, the requests of law enforcement and regulatory officials, or orders of court; and
2.1.9 for any other purposes for which we have obtained your consent, including during the registration process under our Member Terms and Conditions.

2.2 In the event that you participate in contests or other promotional programs on our app/websites sponsored or organized by third parties or purchase goods and services offered by third parties or offer goods and services to third parties on our sites, your information may be disclosed to and used by such third parties.

3. Use of cookies
3.1 My Offers uses "cookies", where a small data file is sent to your browser to store and track information about you when you enter our websites. The cookie is used to track information such as the number of users and their frequency of use, profiles of users and their preferred sites. 
3.2 Like many website operators, My Offers may use an independent company (the “Third Party Market Research Company”) to measure and analyse the Internet usage across My Offers app/websites. My Offers uses the Third Party Market Research Company’s services to collect the following core information on the usage of our app/websites, including:
3.2.1 The number of page views (or page impressions) that occur on My Offers app/websites;
3.2.2 The number of unique visitors to My Offers app/websites;
3.2.3 How long these unique visitors (on average) spend on My Offers app/websites when they do visit; and
3.2.4 Common entry and exit points into My Offers app/websites.

3.3 This information is collated by the Third-Party Market Research Company and provided to My Offers to assist in analysing the usage of My Offers app/websites. Such data is also accessible by media organizations and research companies, for the purpose of conducting industry comparisons with other Internet portals.
3.4 Pages on My Offers app/websites may be coded with software which enables the Third-Party Market Research Company and My Offers to track visitors to our app/websites.

Member Terms and Conditions
By clicking on the “I Accept”, “Submit”, “Login” or similar button or checking the “I Accept” or similar box at the end of the Account registration process or when logging in to your Account, you hereby agree to be bound by these Member Terms and Conditions (“Member Conditions”) as well as the Website Terms And Conditions (“Website Conditions”) which are hereby incorporated by reference into these Member Conditions, including without limitation, the representations set out in Clause 1.1 of the Website Conditions. In the event of any conflict, inconsistency or ambiguity between these Member Conditions and the Website Conditions, these Member Conditions shall govern and take precedence over the Website Conditions:

1. Definitions 
1.1 All defined terms in the Website Conditions, apply to these Member Conditions unless specifically defined in these Member Conditions.

2. Username, Password, Account Information 
2.1 You agree that your Account is for your sole, personal use (or that of the entity on whose behalf you are entering into these Member Conditions). You hereby agree not to: 
2.1.1 share with or permit others to use your Account or Password (defined in Clause 2.3); or 
2.1.2 assign or otherwise transfer your Account to any other person or entity. 
You acknowledge and agree that any unauthorised sharing or disclosure of your Password will cause wrongful loss to My Offers and constitutes an offence under Section 8 of the Computer Misuse Act (Cap. 50A). 
2.2 You shall provide My Offers with accurate, complete, and up-to-date Account information and further ensure that the information is kept updated and remains current, accurate and complete. Failure to do so shall constitute a breach of these Member Conditions, which may result in the restriction, suspension, or immediate termination of your Account. 
2.3 As part of the registration process for the Account, you will select a password ("Password") and username ("Username"). You may not: 
2.3.1 select or use a username of another person with the intent to impersonate that person; 
2.3.2 use a name subject to the rights of any other person without authorisation; or 
2.3.3 use a Username that My Offers, in its sole discretion, deems inappropriate or offensive.
2.4 You shall promptly notify My Offers of any known or suspected unauthorised use(s) of your Account, or any known or suspected breach of security, including loss, theft, or unauthorised disclosure of your Password. You shall be solely responsible for safeguarding and maintaining the confidentiality of your Username and Password. 
2.5 You shall be bound by and responsible for, and My Offers shall be entitled to rely on, all communications transmitted through the use of your Username and Password, and all such communications shall be deemed to be communications made and issued by you. 
2.6 You shall be responsible for all User Content, messages, and all online activity at the app/website transmitted or conducted through the use of your Username and Password. 
2.7 My Offers shall have no responsibility or liability for any loss, damage, cost, expenses, or liabilities arising as a result of or in connection with the wrongful or fraudulent use of your Username and Password. 
2.8 You agree that My Offers reserves the right to change or re-assign Usernames and/or Password(s) at its sole discretion by giving you notice. My Offers shall not be liable for any loss, damage, cost or expense incurred by you as a result of such change or re-assignment. 
2.9 Unless prior written notice of no less than thirty (30) days (or such other period specified by My Offers) is given to My Offers, you agree that My Offers may automatically renew your membership or subscription account upon expiration.

3. Use of Account Information 
3.1 In addition to and without limiting the terms of our Privacy Policy, by providing the information requested for your Account, you hereby consent to My Offers’ use and disclosure of all such information and information relating to your use of the app/website or Services for the following purposes: 
3.1.1 to respond to your requests and queries; 
3.1.2 to provide the Services to you; 
3.1.3 to verify and process your personal particulars and payments; 
3.1.4 to communicate with you; 
3.1.5 to enforce these Member Conditions and the Website Conditions and our legal rights and remedies; 
3.1.6 for marketing research, user profile and statistical analysis; 
3.1.7 to send you information, promotions, updates, and marketing and advertising materials in relation to our goods and services and those of third party organisations; 
3.1.8 complying with law, the requests of law enforcement and regulatory officials, or orders of court; and 
3.1.9 for any other purpose including the disclosure of such information to third parties for commercial / business reasons, provided that My Offers shall not disclose credit card account information except for the purposes set out in Clauses 3.1.2 and 3.1.3 above.

4. Suspension and Termination of Account 
4.1 You agree that My Offers has the right in its sole and absolute discretion and without notice to: 
4.1.1 restrict, suspend, or terminate your access to all or any part of the Services; and/or 
4.1.2 terminate, deactivate or suspend your Account, delete your Account and all related information and files in your Account, without assigning any reason. Without prejudice to the generality of the above, My Offers reserves the right to deactivate your Account if it has been inactive for a period of six (6) months or more, or if you are in breach of any of our Website Conditions or these Member Conditions or if My Offers believes that you have been using the Account for unlawful and/or undesirable activities. 
4.2 You agree not to hold My Offers liable or responsible for any loss or damage incurred by you arising out of or in connection with the suspension and/or termination of your Account.

5. Member Obligations 
5.1 You represent and warrant that you have read and agree to be bound by our Website Conditions and these Member Conditions. 
5.2 You acknowledge that the app/website and services are used by a community of users, and you hereby agree and undertake: 
5.2.1 to treat all users with respect and civility; 
5.2.2 not to annoy, pester, solicit, harass, threaten, offend, insult, abuse, defame, or injure any other users, or commit any unlawful or tortious acts against other users; 
5.2.3 not to spam, mail bomb, send viruses, spyware, malware, worms or other damaging material to other users, or act in any manner that adversely affects the use of the Services by other users; 
5.2.4 not to harvest or otherwise collect information about users, including email addresses, without My Offers’s prior written consent.
5.3 You agree that when using the Services: 
5.3.1 you will only submit, upload or publish User Content in strict compliance with Clause 6 below; 
5.3.2 you will not offer for sale items and/or services which are illegal, banned, unlicensed, controlled, or socially or morally reprehensible items; 
5.3.3 you will not offer for sale items and/or services, or submit, upload or publish User Content, in an incorrect or inappropriate category or area on the app/website, including without limitation posting unauthorised advertisements in any forum, discussion or message boards that is open and accessible to users of the Services; and 
5.3.4 you will not alter, delete, manipulate, undermine or interfere with the listings or postings of any other Member. 
5.4 Any infringing, fraudulent, abusive, or otherwise illegal activity, or any breach of the Website Conditions or these Member Conditions, shall be grounds for termination of your use of the app/website and services and/or your Account, at My Offers’s sole and absolute discretion, and you may be reported to appropriate law-enforcement agencies. 
5.5 Without prejudice to My Offers’s rights of restriction, suspension and termination under Clause 4 above, My Offers reserves the right to terminate your Account and/or your access to all or any part of the app/website or services if you are in breach of any of these Member Conditions or the Website Conditions or if My Offers believes that you have been using the app/website or any of the services for unlawful and/or undesirable activities.
5.6 You agree to indemnify and hold My Offers, and its subsidiaries, affiliates, officers, agents, partners, and employees, harmless from all claims, demands, actions, proceedings, liabilities (including statutory liability and liability to third parties), penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, due to or arising out of: 
5.6.1 any advertisements, listings, postings or User Content placed by you; 
5.6.2 any products and services offered, sold, provided, or advertised by you; 
5.6.3 your use of any Services; 
5.6.4 your breach of warranty, or breach of any terms and conditions of these Member Conditions; or 
5.6.5 your misrepresentation, fraudulent acts, tortious acts, breach of contract, or violation of any rights of another person or entity.
6. User Content 
6.1 Please exercise respect when participating in any community feature on the Site or the Services which permits you to upload or submit User Content. 
6.2 You may not submit, upload or publish through the Site or the Services any User Content that is inaccurate, misleading, libellous, defamatory, threatening, pornographic, obscene, indecent, lewd, abusive, illegal, political, racist, religious, blasphemous, false, an infringement of any intellectual property rights of a third party, or would otherwise violate or encourage the violation of any law (including the Official Secrets Act (Cap.213)) or the proprietary or other rights of any third party (individually and collectively “Improper Works”). Furthermore, you may not submit or publish User Content that solicits funds, or includes programs that contain viruses, Trojan horses, worms, time bombs or any other programs designed to impair the operation and functionality of the Site, Services, Servers, or any computer. 
6.3 If, at any time you contribute, submit, upload or post User Content to My Offers or the Site or using the Services, you automatically: 
6.3.1 and irrevocably grant and assign to My Offers an equal share of all intellectual property rights, title and interests (including copyright) in the User Content, in all forms and media, and in all countries of the world, to be co-owned as tenants-in-common, with full rights to use, license, exploit and enforce the said intellectual property rights and to assign the above share of co-ownership, and without any obligation for My Offers to account to you for any proceeds thereof, and you also agree and undertake to execute at the request of My Offers, such other instruments, assurances or documents, as may be required to vest in My Offers, or required for My Offers to register in any jurisdiction, all the title or rights as referred to herein. For the avoidance of doubt, and without derogation from the above, My Offers and its affiliates, subsidiaries and subcontractors (including its Internet content hosting servers and delivery networks) shall have a non-exclusive, royalty-free, irrevocable, perpetual and worldwide right to use (including without limitation, to store, reproduce, modify, distribute, publish, display, communicate, transmit, broadcast, podcast, webcast, or broadcast) and to sub-licence the User Content whether or not in connection with the provision of the Services and/or on or via the Site, other app/websites, and other printed and online publications and newspapers; 
6.3.2 represent and warrant that: 
(i) all such User Content are your own original works and creations and do not and will not infringe the copyright or any other intellectual property or other rights of any third party; 
(ii) none of the User Content are proprietary or confidential; 
(iii) none of the User Content are Improper Works, nor will they expose My Offers to any civil or criminal proceedings in any part of the world; and 
(iv) the use by My Offers and other users for the purposes and in the manner set out in this Clause 6.3, and the hosting of such User Content on the Servers by My Offers will not require any further licences or rights from, or infringe any intellectual property or other rights of, any third party; and
6.4 My Offers at all times retains the sole discretion to remove or decline to accept any User Content from the Site without assigning any reason whatsoever. Without limiting the foregoing right, My Offers may monitor the Site for Improper Works (but is not obliged to do so) and reserves the right to remove any User Content which My Offers believes are Improper Works, or which is the subject of any dispute. 
6.5 My Offers may in its sole and absolute discretion lift the restriction or suspension of your access to the Site, Services or Account, if My Offers is satisfied that the User Content no longer constitutes Improper Works or is the subject of any dispute. If full payment was received by My Offers for the display of such removed User Content, My Offers will restore such paid User Content (provided always that such User Content is no longer deemed as Improper Works or is the subject of any dispute) on to the Site until the remaining term for its display expires. For the avoidance of doubt, My Offers shall not be obliged to extend the term for the display of paid User Content, for the time that such User Content was removed from the Site. In the event that My Offers fails to restore the paid User Content for whatsoever reason, you agree that My Offers shall only be liable to refund the amounts paid for the display and publication of such User Content, on a pro-rated basis for the remaining and unexpired term for its display. 
6.6 You agree to indemnify and hold My Offers, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from all claims, demands, actions, proceedings, liabilities (including statutory liability and liability to third parties), penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, due to or arising out of User Content you submit, post to or transmit through the Site or Services.

7. Use of Services 
7.1 General
You acknowledge and agree that: 
7.1.1 Some Services are subject to further terms and conditions or the execution of a separate contract between My Offers and yourself. 
7.1.2 My Offers shall be entitled at any time, at its sole discretion and without prior notice, to: 
7.1.2.1 add to, vary, terminate, withdraw or suspend the whole or any part or feature of any Service; and/or
7.1.2.2 add new Services.
7.1.3 Where new Services are added, these Member Conditions and the Website Conditions will also apply to such new Services, in addition to any further terms and conditions notified to you.
7.2 App Services by Subscription 
7.2.1 The terms and conditions governing the subscription on or via the Site to an App or the content or services of an App (“App Services”), can be found here, and are hereby incorporated by reference into these Member Conditions. 
7.3 Online Contests & Lucky Draws 
7.3.1 The terms and conditions governing My Offers’s online contests and lucky draws can be found here and are hereby incorporated by reference into these Member Conditions.

8. Fees 
8.1 My Offers may offer the use of any Service, subject to payment of a fee or other charges to My Offers. If you wish to use such Service, you shall make full and prompt payment to My Offers of the applicable fees in accordance with the payment terms specified by My Offers at the point of transaction.
8.2 You acknowledge and agree that My Offers in its sole and absolute discretion, may now or in the future impose a fee or vary any fee for any Service by notifying you. 
8.3 In the event that any fee for any Service is stated erroneously on the Site or otherwise, as determined in the sole discretion of My Offers:
8.3.1 is not obliged to provide the Service to you at the erroneous fee; and 
8.3.2 shall be entitled to rectify such error by giving you written notice of the error and of the correct fee.
If you do not agree to make payment of the correct fee after being notified, you may terminate the Service and My Offers shall refund any fees paid by you to My Offers on a pro-rated basis for the remaining and unexpired portion of the term for such Service, as your sole remedy. 
8.4 In the event that My Offers terminates or withdraws the operation of any Service, My Offers may (but is not obliged to) refund any fees paid by you to My Offers, on a pro-rated basis for the remaining and unexpired portion of the term for such specific and relevant Service. 
8.5 If your Account is terminated at any time by My Offers for breach of the Agreement, or if you cancel any payable Service, you shall not be entitled to any refund of any fees that have been paid to My Offers and shall be liable to pay My Offers the unpaid balance of the full amount of the agreed fees for the Service. 
8.6 Your use or access of certain Services or My Offers Content may require payment of additional charges to other third-party service providers, including your telecommunications service provider or mobile service provider. You shall be solely responsible for the payment of any applicable telecommunications charges, data charges or other charges incurred in connection with your use or access of the Services or My Offers Content. You should check with your relevant third-party service provider(s) if any such additional charges are applicable, prior to using, accessing, or purchasing any Service or My Offers Content.

9. My Offers’s Legal & Regulatory Compliance Obligations 
9.1 You acknowledge that My Offers may be required under applicable law or upon the receipt of legitimate instructions from government authorities, to carry out acts in breach of the terms of this Agreement, and you hereby agree not to hold My Offers liable or responsible for any such breach of the Agreement.

10. Evidence 
10.1 You hereby agree that: 
10.1.1 All records of My Offers relating to the Services, your use or access of the Services or the Site, your Account, your particulars, any Content, or this Agreement (collectively “Records”), though in electronic form, are written documents, and you shall not dispute or challenge the validity or enforceability of any Record on the grounds that it is not a written document, is in electronic form, or was produced by or is the output of a computer system, and you hereby waive any such right you may have at law; and 
10.1.2 the Records, though in electronic form, are original documents, and you will not challenge the admissibility of any Record on the grounds that it is made in electronic form.

App Services by Subscription
TERMS AND CONDITIONS
For the avoidance of doubt, these Terms and Conditions are an integral part of the Terms of Use for Apps (iOS) / Terms of Use for Apps (Non-iOS) (“App Terms of Use”), the Member Terms and Conditions (“Member Conditions”) and the Website Terms And Conditions (“Website Conditions”), which should all be read as a whole. 
In the event of any conflict, inconsistency or ambiguity between these Terms and Conditions, the App Terms of Use (iOS) / App Terms of Use (Non-iOS), the Member Conditions and/or the Website Conditions, the following descending order of precedence will apply: (i) these Terms and Conditions, (ii) the App Terms of Use (iOS) / App Terms of Use (Non-iOS), (iii) the Member Conditions, (iv) the Website Conditions. 

1. Definitions 
1.1 All defined terms in the App Terms of Use (iOS) / App Terms of Use (Non-iOS), Website Conditions and Member Conditions, apply to the terms and conditions below unless specifically defined. 

2. App Services by Subscription 
2.1 The following provisions shall apply where access to the App Services is available via a subscription service subscribed on or via the Site (“App Subscription Service”): 
2.1.1 My Offers does not guarantee that the said App Services will remain available as an App Subscription Service. My Offers reserves the right to alter the App Subscription Service, the types of content or services offered on or via the App, the subscription period, and the fees for such App Subscription Service. 
2.1.2 Any gifts offered for subscribing to the App Subscription Service are subject to the availability of stocks. Where available, the colour and model of the gift may vary from the sample shown. If the selected gift is unavailable for any reason, My Offers reserves the right to replace it with another product of similar value at its discretion. My Offers is also entitled to withdraw any gift offered if My Offers, in its sole and absolute opinion, determines that you have (i) abused the benefit through incidences that include but are not limited to frequent changes of subscription plans or (ii) declared false or misleading information in the subscription form. 
2.1.3 In order to subscribe to an App Subscription Service if required, you must provide us with complete and accurate payment information. 
2.1.4 My Offers reserves the right to restrict, suspend or terminate your subscription to the App Subscription Service if you breach any applicable terms and conditions, with or without notice and without further obligation or liability to you. 
2.1.5 You have agreed and consented to allow My Offers to use the personal details and information collected during your Account registration and/or use of the Site or Services as set out in Clause 3 of the Member Conditions and the Privacy Policy. Should you wish to withdraw such consent, please notify My Offers via the “need help” section in the app.